For Like minded people who like to see-
With so much you have to be careful of losing. Yes we do need Insurance, but then you really got to try and get you head around about the different types of Insurances, you do have to worry about what’s written in smaller print. Where you choose to live, is it in a flooded zone?, is it covered with storm, hailstone damage even and many others. Liability accidents when someone comes on to your property and hurts themselves, death even. Breakins are you fully covered there with the value of what its really worth?. Have you listed everything with jewelry, as if your not well then could be not covered. So much you have to be some sort of solicitor to sort through the lines, even down to medical it’s hard to know which is what.
Car insurance. Yes ours has dropped from $43.000 when first bought. Have seen a drop in value of course, had it for a couple of years now, last year was down to $36.000 fee $1.572.21 because we held a silver card discount was $268.74.at 96.53 a month. We are with the RACV, holding down rating 1 with no claims for years now, was nearly going to change last year, but they said you have only one more year to go and you will be on the gold card then, will be much cheaper for you if you stay on.
The year comes along, our car has drop to $31.600 but now great got a gold card now, yes hoping to see a good drop in insurance fee’s mainly because of the drop in the value of the car as well.
Ok how's these figures for you on a rating 1 driver for years now. $1615.08 discount on a gold card$ 438.00 so left to pay $1052.29. Pa at 99.88 a month for $31,600 2013
Last year $1024.29 pa at 96.53 a month for$ 36,105 2012
We have to pay an increase of $28.oo now, how do you figure that, rating 1 for years now.
I mean to say it’s dearer this year, even with the drop in value. Yes I guess many cars are lost through floods and fire as well as theft. But there has to be a better deal out there.
The Insurance companies are going to try and slug us for sure from all the bush fires floods lose of cars whatever. But how far can we go with this. We are being pushed with everything now. Electricity gas water, petrol,rates everyday living expenditure that’s needed. How far do we go with paying out for everything before we start to just drop away and not pay, trying to cover all bases is so dam hard now? But really their has to be a breaking point. All these big Insurance companies will raise their prices for sure to cover their costs.
I'm fed up with the RACV, has to be something better out there price wise. Would love to hear which one is good for insurance with cars. And even with houses love to hear your views, and possible help others out in the knowing where to go and possible change over to them.
RACV is too dear for me now. Tis time to change, have herd of I select car insurance, anyone had any dealings with them would be great to get some fed back, another said Coles interesting. Who would have thought will look into this one also? But would be great to hear some fed back on different insurance companies and charges.